Zebit: Interest Free, No Cost Credit for #Military

Affiliate & Sponsored

It’s that time again. PCSing, or Christmas, or a broken appliance/electronic. Need a washer, dryer, refrigerator, kid’s toys, AC unit, furniture, or a vacation? We all know military paychecks are not big so times can be tight when these come up. 

Many loan companies and rent to own places offer those easy applications and approvals but the fees will ruin you. You may need a new fridge but after that APR processes, you could have bought a new car! Thankfully, there is a company named Zebit. Zebit was designed to give military families a responsible, no-cost credit safety net to respond to unexpected events or large purchases. Zebit is an exclusive benefit offering $1,000 interest-free credit to active and retired military members. There is never any interest, fees, or penalties to use the credit to make a purchase in our Zebit Market and pay over time, interest-free.

zebit free credit money military

Zebit Market has over 30,000 products including electronics, appliance, furniture, kids gear, e-certificates to your favorite stores. Brands include Apple, Samsung, Frigidaire, GE, Michael Kors, and more!

We signed up for our free account (after being approved for $1000 credit- NO credit checks, just a military service check!) and looked around the site. I seen so many things we could use like a new laptop, a fridge, even some lawn and garden items. But this beautiful  LG Easy Clean 30″ Self Cleaning Gas Oven caught my eye. I was debating between this one and a Samsung, but after the long comparing, reading, youtubing session, we decided the LG was best for our needs. 

One thing that caught my eye about Zebit besides having no fees or interest. It was the price. This stove was very decently priced at $974. That price included all the extras like the gas line, electric cord and white glove delivery. (White glove means delivered, installed and removal of old appliance, if applicable.)

That price is then divided into 12 payments (2 each month, when your military pay hits, or once a month for retired). This means your item is paid off in 6 months. 

That’s right, $974 divided by 12 payments with zero interest and zero fees. No hidden costs, no hidden anything. Your credit/debit card is automatically debited each month of the designated date(s). 

zebit military

It’s great to be able to buy things outright and get the payments or responsibility out-of-the-way. But for those times when they can’t be, why not buy now and pay over time.

Wondering when things ship? It’s right after checkout! Yep, pick your item(s), sign your contract, go to the checkout and make your 1st payment. That’s it! Your product(s) will ship asap. For appliances, Zebit will work with local stores for delivery. You will get a phone call with specific dates and times that cater to your particular item. {Just a tip if you have propane for your stove and are ordering a gas range, be sure to tell the person calling that you need the converter kit installed (it comes with the gas ranges already but needs a special person to install it)}.

zebit loan credit military

I know you are probably still thinking this is too good to be true. How in the world can Zebit do this and make money. I swear I thought the same thing. I’ve seen the “military loans” with 29% interest or those crazy fees to extend payments. It can get you into a tight spot and bring you down financially. Zebit isn’t like that. It’s really a zero interest, zero fee program. Personally I feel like their prices are very fair, but I’ll explain that Zebit is comparable to a drop ship company. Example; they are selling a stove for $900, you pay the price, but they might pay $600 for it and profit the $300. Most of america, including the grocery store, mark up the prices 40% too. It’s basically the same thing here. They still make their money but without taking you and your family for all you have. 

I am thrilled with my purchase and I hope you’re able to find something you can use too.

Zebit Military Interest free

Don’t forget you are pre-approved for an interest free, no cost credit of $1000!  Active/Retired military can create an account with referral code: AMROY1 or by registering here: http://bit.ly/2ahc6n4

Affiliate & Sponsored I am a Zebit ambassador and do receive affiliate compensation. However, I purchased the appliance myself and do enjoy my membership.