Best Mobile Apps for Money Management and Personal Finance

These days, there’s almost an app for every need. Whether it be an app to help you find a date, to check your overall health, to help you navigate around the city, chances are, there’s an app for whatever you’re looking for.

And when it comes to managing your budget and personal finances, you’ll be pleased to know that you don’t need to hire a financial consultant to give you advice on money management because you guessed it, there’s an app for that, too.

In fact, there’s a variety of them you can download on your mobile devices, whether you’re using Android or iOS. With that said, Alpha Car Finance brings to you this handy list of useful apps to help you keep track of your expenses and manage your money easier.

1. Let’s start with the obvious. Your bank’s app. There’s a good chance your bank has its own mobile app floating around somewhere in the App Store or in the Google Play Store. There’s no better way to check your balance, manage your money, and pay your bills while you’re on the move than with your bank’s app. So, download and install that first.

2. You Need a Budget (YNAB). If you need a budget for most folks, then you’ll need this app, too. YNAB has become one of the most popular budgeting apps out there, and for good reason. It is packed with many features like bank syncing, which allows you to connect all your bank accounts, goal tracking, and has nifty tools that teach people to get out of debt.

3. Mvelopes. Remember back in the day when people used to keep money in envelopes. In some places, maybe people continue that practice. But if you want a modern way of keeping track of your money, you can use Mvelopes to know exactly where your money is going and how much you are spending on things like clothing, food, groceries, what have you.

4. PocketGuard. If you want to get a clear picture of where you stand financially, PocketGuard lets you do exactly just that. You can easily sync various accounts in your name, like credit cards, bank accounts, loans, investments, savings, all in one convenient location.


If you want to know how much money you’re bringing in, how much your spending, what bills you are paying, what monthly subscriptions you have, this app can help you with that, too, among other things.

5. Acorn. Now, if you want to up your finance game, try this app. Acorn works by rounding off your every purchase you make to the closest dollar. Once you have linked your debit or credit cards, the app invests the difference in low-cost exchange-traded funds (ETFs).

For example, you spent $9.50 on your lunch, the remaining 50 cents is invested. It may not seem much but many of the apps active users are investing as much as $30 to $180 every month. Clearly, you’ll see how every little bit helps, thanks to Acorn.

6. Mint. This is another popular app that allows its users to use almost all the same features that other apps have, but the best thing about is it’s free. However, there are ads, which is the trade-off you’ll have to contend with for using a free app.

But regardless, we can’t complain if it’s free for everyone to use anyway. You can link numerous accounts like your bank account, credit card, and it can help you create a budget, keep on top of your investments, and find new ways for you to save money, among others.

Now, with these great apps for personal finance and money management, we hope you will find one that is suitable for your needs. In case we’ve missed anything, please let us know. We’d love to hear about other apps you’ve used. How was your experience? Let us know in the comments.